How Do I Get an IRS IP PIN for My Child?

Quick answer: If the dependent is 18 or older and can verify identity online, they can generally request an IP PIN through their own IRS Individual Online Account. For a child who cannot use an online account, the IRS provides Form 15227 and in-person identity-verification options.

Can a child get an IP PIN?

Yes. The IRS allows dependents and other individuals with a valid SSN or ITIN to participate in the IP PIN program if identity can be verified.

Why would I want an IP PIN for my child?

An IP PIN can help protect the child's tax identity by blocking another person from successfully e-filing a federal return using that child's SSN or ITIN without the correct PIN.

This can be especially useful if you suspect identity theft, the child's SSN has already been used on another return, or the family wants added protection.

If my child is 18 or older

If the dependent is 18 or older and can create or access their own IRS Individual Online Account, the dependent can request an IP PIN directly through that account.

Sign in to the dependent's IRS Individual Online Account.
Open the Profile area.
Select the IP PIN option.
Request the current six-digit IP PIN.

If my child is under 18

For a minor who cannot use an IRS Online Account, the IRS provides alternative enrollment methods. One option is Form 15227, Application for an Identity Protection Personal Identification Number.

The parent or legal guardian may need to complete identity-verification steps as required by the IRS.

Can I use Form 15227 for my child?

Yes, when the IRS eligibility requirements are met. Form 15227 is used to request enrollment in the IP PIN program when online verification is not available.

The IRS may contact the applicant by phone to verify identity before issuing the IP PIN.

What if Form 15227 is not available for our situation?

The IRS also provides an in-person option through a Taxpayer Assistance Center. Identity documents for the child and parent or guardian may be required.

Does my child need an IP PIN just because someone else claimed them?

No. A child does not need to get a new IP PIN solely because another taxpayer claimed them first.

For the IRS duplicate-dependent e-file option beginning with 2024 returns, the primary taxpayer on the second return uses a valid current-year IP PIN. If the child already has an IP PIN, then the child's assigned PIN must also be entered where required.

Read: Someone Already Claimed My Dependent →

What if someone used my child's SSN?

If you do not recognize anyone who could legitimately have used the child's SSN, review the IRS dependent identity-theft guidance. An IP PIN can be part of protecting the child's tax identity going forward.

Read: Someone Used My Child's SSN →

Will my child get a new IP PIN every year?

Yes. Once enrolled, the IRS generally issues a new six-digit IP PIN for each calendar year.

Do I have to enter my child's IP PIN on my return?

If the child has been assigned an IP PIN, the IRS requires it on applicable electronically filed federal forms. Leaving out the dependent's assigned PIN can cause the e-filed return to reject.

Read: Does My Dependent Need an IP PIN? →

Need help with a child's SSN or IP PIN rejection?

RefundIQ can review the reject code, determine whether the dependent IP PIN is required, prepare or correct the return, and help get it retransmitted using the proper filing path.

Have RefundIQ Handle It — Call 844-754-1040