Quick answer: The IRS says you may be eligible to opt out if you voluntarily enrolled and have not been a victim of tax-related identity theft. Use your IRS Online Account and go to the IP PIN section under Profile. If you cannot log in, call 800-908-4490. After opting out, allow up to 72 hours before e-filing without an IP PIN.

Who can opt out?

The IRS says opt-out eligibility generally applies to taxpayers who:

  • voluntarily joined the IP PIN program, and
  • have not been victims of tax-related identity theft.

Who generally cannot opt out?

If the IRS assigned you an IP PIN because you were a confirmed victim of tax-related identity theft, the IRS generally continues the IP PIN protection and opt-out is not available under the voluntary-participant rules.

How do I opt out online?

  1. Sign in to your IRS Individual Online Account.
  2. Open the Profile page.
  3. Go to the IP PIN section.
  4. Check whether the opt-out option is available for your account.
  5. Follow the IRS prompts to make the opt-out selection.

What if I cannot access my IRS Online Account?

The IRS says to call 800-908-4490 and speak with a representative about opting out of the IP PIN program.

How long do I have to wait after opting out?

The IRS says to allow up to 72 hours after the opt-out selection before:

  • electronically filing a return without an IP PIN, or
  • opting back into the IP PIN program.

What if I chose one-time enrollment?

If you enrolled through the IRS one-time enrollment option, you are automatically opted out at the end of the calendar year. You can choose to enroll again in a future year.

What is continuous enrollment?

Continuous enrollment keeps you in the IP PIN program for the current year and future years unless you later qualify for and choose an opt-out.

Should I opt out just because my IP PIN is not working?

Not necessarily. A rejection can be caused by using an old PIN, entering the spouse's or dependent's PIN incorrectly, or putting the PIN in the wrong field.

Read: Why Is My IP PIN Not Working? →

What happens if I file too soon after opting out?

If you e-file before the IRS systems have processed the opt-out, the return can still reject because the IRS may still be expecting an IP PIN. That is why the IRS instructs taxpayers to allow up to 72 hours.

Can I opt back in later?

Yes, if eligible. After the IRS processing window, voluntary participants can enroll again through the IP PIN section of their Online Account.

Not sure whether opting out is the right move?

RefundIQ can review your rejection first, identify whether the IP PIN is actually causing the problem, prepare or correct the return, and help you choose the filing path that applies.

Have RefundIQ Review It — Call 844-754-1040

Before you opt out

  1. Confirm that you voluntarily enrolled.
  2. Check whether you were ever classified as a victim of tax-related identity theft.
  3. Review the exact rejection code if a return is currently rejecting.
  4. Use the IRS Online Account to confirm opt-out eligibility.
  5. After opting out, wait up to 72 hours before e-filing without an IP PIN.
  6. Save your IRS acknowledgment after filing.

Related IP PIN help

Why is my IP PIN not working? →

Can I file without my IP PIN? →

How do I get an IP PIN? →

IP PIN Rejection Help Center →

Official IRS sources

Sources reviewed October 7, 2026. IRS IP PIN enrollment and opt-out rules can change; use the current IRS instructions for the year in which you file.